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Money and Gas Saving Tips





Today's News About Credit Cards


* Related Definitions, Terms and Acronyms:
  • MasterCharge - original name for the MasterCard credit card.
  • Creditor - a party or lender (e.g. person, company, bank, etc.) that claims that a second party (borrower) owes the first party some property or service.
  • Time value of money TVM - also called the discounted present value, is based on the premise that one will prefer to receive a certain amount of money today than the same amount in the future, all else being equal. Refers to effects of interest over time.
  • Credit bureau opt-out options - the national credit bureaus offer a toll-free number that enables consumers to opt-out of all pre-approved credit offers with just one phone call. Call 1-888-5-OPTOUT (1-888-567-8688) for more information.
  • Lend - to give something (e.g., money) to somebody (the borrower) for using it, expecting to get it back.

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