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* Related Definitions, Terms and Acronyms:
  • Personal check - a written order to a bank to pay the amount specified from previously-deposited funds.
  • ID-1 - the ISO 7810 format specifying a size of 85.60 ◊ 53.98 mm (3.370 ◊ 2.125 in.) commonly used for banking cards such as ATM cards, credit cards, debit cards, and so on.
  • Compound interest - interest which is regularly added to the debt (called compounding) and is calculated over the principal PLUS over the interest already accrued to the debt (over the total amount owed).
  • How to restrict companies from accessing your credit history - a consumer may elect to have the consumerís name and address excluded from any list provided by a consumer reporting agency in connection with a credit or insurance transaction that is not initiated by the consumer (such as pre-approved credit card solicitations), by notifying the agency that the consumer does not consent to any use of a consumer report relating to the consumer in connection with any credit or insurance transaction that is not initiated by the consumer.
  • MasterCard PayPass - a new contactless payment feature that provides cardholders with a simpler way to pay by tapping a payment card or other payment device, such as a phone or key fob, on a point-of-sale terminal reader rather than swiping or inserting a card.

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