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* Related Definitions, Terms and Acronyms:
  • Loan default - a condition that occurs when a debtor has not met the legal obligations according to the debt contract, e.g. it has not made a scheduled loan payment, or violated a condition of the debt agreement.
  • Credit rating - a grading of a borrower's ability to meet financial obligations in a timely manner. Credit ratings are set by lenders and by independent agents for companies, individuals, and specific debt issues.
  • Credit card incentives, rewards, and rebates - credit providers often offer incentives such as frequent flier miles, gift certificates, or cash back (typically 1 %) to try attract customers to their program.
  • Maestro - an international debit card service; a joint venture by Mastercard and Europay International.
  • Loan - a type of debt in which the borrower initially receives an amount of money from the lender, which the borrower pays back, usually in regular installments, to the lender. Generally provided at a cost, referred to as interest.

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