Due to skyrocketing gasoline prices, gas rewards may soon overtake airline miles as the favorite incentive of credit card users. Many consumers want to cut costs at the gas pump. If you want to save money on gas, then a gas rewards credit card can help.
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Gas prices breaking your budget? Switch to a cash back credit card rewards plan and save 2% to 5% on all your purchases at your favorite gas station. For credit savvy consumers that can make a difference in real dollars and cents.
Credit - is the risk of loss due to a party (such as a borrower) defaulting on a loan, or more generally the risk of loss due to some credit event.
Total SA - a French oil company headquartered in Paris, France, and one of the top four oil companies in the world (along with Royal Dutch Shell, BP, and ExxonMobil).
Compounding - to compute interest on the principal and accrued interest together, rather than on the principal alone.
Gift certificates or gift cards - cash alternatives that are essentially the same, except that the cards automate the checkout and accounting processes by having a barcode or magnetic strip, which can be processed through a standard electronic credit card machine.
Simple interest - interest that accrues linearly, growing by a certain fraction of the principal over equally-spaced time periods for the life of the loan.