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Today's News About Credit Cards


* Related Definitions, Terms and Acronyms:
  • Smart card - any pocket-sized credit card or similar card with embedded integrated circuits.
  • Unsecured loan - a loan not guaranteed or protected as to payment, performance, or satisfaction by a security interest or by property given or pledged as security.
  • ARCO (Atlantic Richfield Company) - an American oil company. ARCO's pre-paid gift card, ARCO PayPass, is being phased out. Its replacement will be the BP Cash Card used at BP and Amoco stations.
  • How to restrict companies from accessing your credit history - a consumer may elect to have the consumerís name and address excluded from any list provided by a consumer reporting agency in connection with a credit or insurance transaction that is not initiated by the consumer (such as pre-approved credit card solicitations), by notifying the agency that the consumer does not consent to any use of a consumer report relating to the consumer in connection with any credit or insurance transaction that is not initiated by the consumer.
  • Simple interest - interest that accrues linearly, growing by a certain fraction of the principal over equally-spaced time periods for the life of the loan.

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